Finally, some new credit card regulations have been passed by federal regulators in their attempt to protect consumers against arbitrary increases in interest rates and other unfair practices. The new rules are not effective until July 2010, and we should wonder if they will really help at all. The credit card industry is one of [...]
The financial industry is packed with pretty shrewd people so it’ll come as no surprise to learn that there are financial products to help with each of these risks. If you want to reduce the risk of interest rates rising to unaffordable levels, you should have discussed these matters with your mortgage adviser. He will [...]
It’s tempting to sit back and relax once you’ve moved into your new home – but hang on, have you made sure that you’re insured against all the risks that could stop you from paying your mortgage? Many things could go wrong and make it impossible for you to work, and in this article we [...]
There are few things in the world scarier than being on the wrong end of a letter addressed by the IRS. In California, there are a handful of other tax-seeking organizations that can and will come after consumers who don’t handle their taxes correctly. One of the biggest problems for consumers is that the tax [...]
